Website Terms of Use

Roamly UK Ltd.

Version 1.0 | October 2026

IMPORTANT: Please read these Website Terms of Use (“Terms”) carefully before using this website. By accessing this website, you confirm that you have read, understood and agree to be bound by these Terms in their entirety. If you do not agree, please do not use this website.

About Roamly UK and Our Regulatory Status

Roamly UK Ltd ("Roamly UK", "we", "us" or "our") is an insurance intermediary registered in England and Wales under company number 15613204. Our registered office is at 3rd Floor, 1 Ashley Road, Altrincham, Cheshire, WA14 2DT.

Roamly UK Ltd (FRN 979796) is an appointed representative of Richdale Brokers and Financial Services Ltd (Richdale), which is authorised and regulated by the Financial Conduct Authority (FCA). Richdale accepts responsibility for our regulated activities in arranging insurance within the scope of our appointment as its appointed representative. You can check our status and Richdale’s details on the Financial Services Register at https://register.fca.org.uk.

These Terms govern your access to and use of www.roamly.co.uk (the "Website"). Any insurance services we provide to you are governed by our separate Terms of Business, which are available on the Website.

These Terms should be read together with our Privacy Policy (available on our Website). By using the Website, you agree to be bound by these Terms.

Using the Website

Permitted Use

You may use the Website for lawful purposes only, in a manner consistent with all applicable laws and regulations. You must not use the Website:

• in any way that is unlawful, fraudulent or harmful, or in connection with any unlawful, fraudulent or harmful purpose or activity;
• to transmit any unsolicited or unauthorised advertising or promotional material;
• to upload or transmit any content that is defamatory, offensive, indecent, obscene or menacing;
• to gain, or attempt to gain, unauthorised access to any computer systems or networks connected to the Website;
• to transmit data that contains any virus, Trojan horse, worm, spyware or other malicious or technologically harmful material;
• in any manner that may impair, overburden, damage or disable the Website or servers or networks connected to it;
• to collect information about users of the Website without their consent;
• to use any robot, spider, scraper, bot or other automated means to access the Website, submit quote requests, or extract, copy or monitor any content, pricing, quotes or data from the Website;
• to decompile, reverse engineer or otherwise attempt to derive the pricing, rating or underwriting logic, source code or underlying functionality of the Website, except to the extent permitted by law;
• to frame or mirror the Website, or to link to it in a way that suggests any association with, approval of or endorsement by us where none exists; or
• to misrepresent your identity or affiliation with any person or organisation.

If we believe that you have breached this clause 2.1 or otherwise misused the Website, we may suspend, restrict or terminate your access to the Website (in whole or in part) without notice, and we may report any suspected unlawful activity to the relevant authorities.

Modifications to the Website and These Terms

We reserve the right to modify, suspend or discontinue the Website (or any part of it) at any time. We may amend these Terms from time to time, for example to reflect changes in law, regulatory requirements or our services. The latest version of these Terms will always be available on the Website, showing the date of the latest update. Where we make material changes, we will take reasonable steps to bring them to your attention, such as by a notice on the Website. By continuing to use the Website after any amendments take effect, you confirm your acceptance of the revised Terms.

Website Content

The content on the Website is provided for general information purposes only and does not constitute insurance advice. It is not a statement of contract, invitation to contract, or an offer or confirmation of coverage. You are encouraged to review the policy documentation provided to you before making any purchase decision.

We make no representations or warranties that the Website content is accurate, complete, current or free from errors. The information on the Website relates exclusively to products and services available in the United Kingdom.

Third-Party Links and Content

The Website may contain links to third-party websites. These links are provided for your convenience only and do not constitute our endorsement or recommendation of those websites. We have no control over the content of third-party websites and accept no responsibility or liability for them or for any loss or damage that may arise from your use of them.

For the avoidance of doubt, references to the “Website” are limited exclusively to the UK-specific website of www.roamly.co.uk and do not extend to any other part of www.roamly.com or to any other websites operated by Roamly Insurance Group, LLC (Roamly) or its associated entities.

Intellectual Property

All content on the Website, including but not limited to text, graphics, logos, images, software and the design, selection and arrangement thereof, is owned by or licensed to Roamly UK or its affiliates and is protected by United Kingdom and international intellectual property laws.

You are permitted to access and use the Website content for your own personal, non-commercial use in connection with obtaining insurance services from us. You must not reproduce, distribute, modify, publicly display, transmit or create derivative works from any Website content without our prior written consent.

"Roamly", "Roamly UK" and associated logos are trademarks of Roamly Insurance Group, LLC or its affiliates. You must not use these marks without our prior written permission.

Privacy

We are committed to protecting your personal data and complying with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. Our full Privacy Policy, which explains what information we collect, how we use it, your rights and how to exercise them, is available on our Website. The Website uses cookies and similar technologies. Information about the cookies we use, and how you can manage your preferences, is set out in our Cookie Policy, which is available on our Website.

Limitation of Liability

Nothing in these Terms limits or excludes our liability for:

• death or personal injury caused by our negligence;
• fraud or fraudulent misrepresentation; or
• any other liability that cannot be limited or excluded by law.

Subject to the above, we will not be liable to you for:

• any indirect, consequential, special or punitive loss or damage;
• loss of profit, revenue, business or opportunity;
• the acts or omissions of third parties (including operators of third-party websites linked from the Website); or
• any failure to perform our obligations where such failure is caused by circumstances beyond our reasonable control (including but not limited to acts of God, flood, fire, pandemic, government action, cyber-attack or failure of third-party systems).

To the extent permitted by law, the Website and its content are provided on an "as is" and "as available" basis without any warranty, express or implied, including warranties of accuracy, fitness for a particular purpose or non-infringement. We do not guarantee that the Website will be secure, uninterrupted or free from bugs or viruses. You are responsible for configuring your own devices to access the Website and should use your own virus protection software. We will not be liable for any loss or damage caused by a virus or other technologically harmful material that may infect your device, data or other material due to your use of the Website, except to the extent caused by our failure to use reasonable care and skill.

Governing Law and Jurisdiction

These Terms are governed by and shall be construed in accordance with the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms or your use of the Website, including any dispute relating to non-contractual obligations.

Nothing in this clause affects your statutory rights as a consumer, including any right to bring proceedings in the courts of Scotland, Northern Ireland or another jurisdiction in which you are habitually resident.

General

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision. Any waiver must be in writing signed by an authorised representative of Roamly UK.

These Terms, together with our Privacy Policy, constitute the entire agreement between you and us in relation to your use of the Website, and supersede all previous agreements, representations and understandings. Our Terms of Business govern the provision of our insurance services.

Contact Details

If you have any questions about these Terms or the Website, please contact us:

• Website: www.roamly.co.uk
• Email: dan@roamly.com
• Legal / Compliance: legal@roamly.com
• Address: 3rd Floor, 1 Ashley Road, Altrincham, Cheshire, WA14 2DT